A: We accept all patients and outside referrals in the Athens Orthopedic Clinic Therapy Department. Therapy coverage is subject to the specifics of your insurance plan. Please note: as an outside referral, some insurance companies reimburse physical or occupational therapy at the out-of-network rate. This is due to contractual provisions and the credentialing specifics placed on providers. We are happy to run your benefits and explain any contractual limitations and network rates.